Let's face it if you live in the greater Williamsport, Muncy, Hughesville, Montoursville and Milton area, off road vehicles are source of fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked or stolen can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.

ATV Insurance:

All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is all the same. Whether you're using it as a weekend cruiser, running around the farm, or taking it hunting - your ATV is a big investment. What happens if it's sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your Pennsylvania homeowner insurance cover it? What if you're not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it's hit while waiting to load your quad onto the trailer at your favorite trail - how are you going to replace it?

If you're lucky enough to have a state managed four wheeler trail network you're most likely going to need insurance for your quad to ride on state land. We can help with all of these scenarios.

Dirt Bike Insurance:

Race on the weekend at your local track? Ride recreationally? An off road motorcycle is a big investment too. Many people who compete in enduro rides have to be registered and insured - even hare scrambles can require coverage for your motorcycle. If you participate in activities where coverage is required, or want to protect your investment we can design the right policy to protect your dirt bike too.

Side-by-side and Full size 4wd Insurance:

Many of the vehicles that never see pavement or aren't registered are of high value. You wouldn't buy an eight thousand dollar car and not insure it with auto insurance, but would you buy a side by side and leave it uninsured? If you're a rock crawler why wouldn't you protect your thirty-thousand dollar toy from liability, uninsured accidents and theft? If it falls off a trailer, will you pay damages out of pocket? If your Jeep rolls over and damages someone else's vehicle, who will cover those damages? Many off road toys are high value, high investment, but owners simply don't think they need coverage because they're not on the road. Don't leave your side by side, Jeep, or buggy vulnerable to anything other than the trails you're on.

To make sure your buggy, quad, side by side, bike, or other off road vehicle is protected, contact us for a free quote today!